Total Loss Offer Too Low?
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ASCAA Certified · Serving Clients Nationwide · Money-Back Guarantee if we can’t increase the ACV by at least $1,000
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Takes about 2 minutes. If you have a valuation report from the insurance company, please attach it.
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No obligation. No fees unless you hire us.
If your offer is actually fair, I’ll tell you that too.
If you clicked my Reddit ad, you’re likely staring at a lowball settlement offer and wondering if you’re getting ripped off. You aren’t alone. Insurance companies do this every day.
So you start researching. You find out the offer is based on a CCC One or Mitchell “valuation report” you never agreed to. I know exactly how to pull apart a CCC One or Mitchell report to find where they hid your car’s real value. You learn there’s something called the appraisal clause in your policy. But you’re wondering if it’s worth fighting, or if maybe the number is actually fair.
I get it. I started Fair Auto Appraisals after my truck caught fire on the interstate heading to a camping trip in Utah. Then I spent months fighting my insurer over the value. I know exactly what it feels like to stare at a lowball offer and have no idea what to do next.
Since then I’ve handled hundreds of these disputes. I’m ASCAA certified, and I know the specific errors CCC makes:
- Wrong trim levels
- Comps that don’t actually exist
- Condition adjustments with zero explanation
- Salt belt vehicles used to drag your value down
Fill out the form and I’ll review your vehicle, your offer, and the valuation report from the insurance company if you have one. If you’re being underpaid, I’ll tell you by how much and what your options are. If the offer is actually fair, I’ll tell you that too. I’m not here to sell you something you don’t need. And if you do decide to hire us, our fees are straightforward. You can see them here.